0438 322 648

We love what we do and don’t take it lightly.


Finding the right loan at the best rate for every customer is what we are passionate about.

We love what we do and don’t take it lightly.


Finding the right loan at the best rate for every customer is what we are passionate about.

What we are proud of:


We work for you not the lender. 

We are a proud family owned and run business.


Our customers are customers for life.  Talk to real people who’ll actively manage your loan from the first conversation right up until the life of the loan.


Founder Ben Gardner is an experienced and qualified CPA and MFAA member.  He has a young family, like many of you and he knows the importance of finding the right lending solution so you can concentrate on the more important things in life.

Our Customers love us

Not only do we help you get the right loan at a great rate but we make the whole experience enjoyable and stress free.  We are mobile and have flexible hours, we come to you at a convenient time and place.  What’s not to love?

Meet the team


Ben Gardner

Founder & Senior Mortgage Broker

Ben is a qualified accountant and senior mortgage broker.  Living on the Mornington Peninsula with his wife and young family.  He is happiest when spending time with his two girls, out fishing or watching the bombers win.


What our customers are saying…    

  • As a first home-buyer, I really had no clue about any of the products out there, and what would be right for me. Ben explained the whole mortgage process in understandable terms and helped me find the deal that best suited my situation. He was even more than happy to help with any follow-up questions after the loan had been secured! I couldn't recommend Ben and New Patch more.

    David Longworth Avatar
    David Longworth

    Would like to thank Ben ever so much for helping my family with re-financing. Ben made it a very easy, stressfree process. He was clear on every process along the way. Would highly recommend him and will be keeping New Patch in my phone for any future financial needs.

    Jayden Barnett Avatar
    Jayden Barnett

    Ben was an absolute pleasure to deal with. He helped our family with a tricky situation of re financing and also getting a construction loan approved in a very short time period. He ensure we got the best result for our situation. Even after settlement he is only a phone call or email away. Thanks Ben

    Cam Bullock Avatar
    Cam Bullock

    We have recently used New Patch to organize a new home loan. Ben was excellent to work with. He made the entire process so easy with his friendly professionalism and great communication. We were so pleased with his recommendations. Thanks Ben.

    Sharon Waugh Avatar
    Sharon Waugh
  • Can’t express our happiness, Ben thank you for everything

    M T Avatar
    M T

    Having Recently refinanced through “New Patch” I could not be happier, I actually delayed the process as I thought it would be a time consuming hassle until I spoke with Ben. I was guided through the process with ease and everything came together so quickly and very satisfactory, thank you 😉👍

    Shaun Swallow Avatar
    Shaun Swallow

    Ben the best , as I have gone through many mortgage broker , either they don’t no much or they are only trying to get customers
    But Ben he explains everything, I was really very happy when friends whom I have sent to Ben
    They are very happy with his honest suggestions,opinions which have helped me & my friends

    dolphinjag . Avatar
    dolphinjag .

    Thanks to Ben at New Patch, friendly, professional and efficient. I thought it was going to be hard...you made it easy and stress free.

    Brad Watson Avatar
    Brad Watson
  • Ben was able to explain the details and benefits of a range of mortgage products in laymans terms for me, a great feat in itself. Hooked me up with a loan i'm really pleased with.

    John Borneman Avatar
    John Borneman

    Working with Ben was fantastic. He was always available, helpful and was able to get finance for our unique needs when others couldn't. I would highly recommend this business.

    Martin Kinski Avatar
    Martin Kinski

    Ben Gardner goes above and beyond the normal Broker, he has great wisdom and knowledge. I have no hesitation in recommending him to anyone for help.

    Jo Ramuz Avatar
    Jo Ramuz

    I would highly recommend Ben for home loan services. We have recently found a great home loan package through him. Ben is very professional and provided great communication. Thank you for the exceptional service!

    Adelene Saw Avatar
    Adelene Saw

We are passionate about finding the right solution for all of our customers. 

From the excitement of a first home buyer to the complex restructuring for a major investor.  We love what we do and we don’t take it lightly.

New Patch Mortgage Brokers Pty Ltd (ABN 30 619 125 82) is an Authorised Credit Representation (499303) of AFG limited – Australian Credit License (389087).
Copyright © 2019 NEW PATCH MORTGAGE BROKERS | Website by Grendesign